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Never lose a
tax deduction
again

Every line item captured instantly. No typing. No manual entry.

Finwell AI captures your receipts at the till and turns every purchase into a live tax ledger. No photos. No spreadsheets. No missed GST.

14M
PAYG taxpayers in Australia
2.8M
Sole traders managing BAS
$9.7B
Deductions missed each year
Finwell AI app showing Financial Wellness Score, Cash Flow and Tax Estimation

Your financial journey,
powered by AI.

From transactions to tax, Finwell AI does the heavy lifting, so you can focus on what matters. Built for everyday Australians, designed around the work you would rather not do.

Capture
Transactions automatically
Categorise
With AI accuracy you can trust
Get Insights
Understand your financial picture
Stay Tax-Ready
Maximise deductions and minimise stress
All your finances

All your finances. All in one place.

Connect your accounts, track spending, monitor cash flow and get AI powered insights to improve your financial wellness. One dashboard. One platform. Every dollar accounted for.

  • Net worth, income and expenses in one view
  • Real time cash flow tracking
  • AI insights that show where your money goes
  • Budget progress at a glance
Finwell AI on laptop and phone showing the unified financial dashboard
Digital Receipts

Receipts are becoming data.

The true power of Finwell AI is the instant pass through of a receipt. You do not need to do a thing but pay for your item. Finwell AI receives the itemised SKU receipt detail straight from the terminal, in real time.

Capture from emails, uploads or merchant integrations
Every line item captured automatically — no typing, no manual entry
Match receipts to bank transactions automatically
AI categorises and flags every deduction
Store securely, access from anywhere, anytime
Shell Service Station
123 Main Road
Melbourne VIC 3000
ABN: 12 345 678 901
Date:23 Apr 2026 Time:12:45 PM Receipt #:123456
ItemAmount
V-Power Unleaded 91
50.00 L × $1.70/L
$85.00
DEDUCTIBLE
Chocolate Big M
$3.60
NON-DEDUCTIBLE
Four'n Twenty Pie
$4.50
NON-DEDUCTIBLE
TOTAL$93.10
EFTPOS
Card ···· 4242
Shell Card

Receipt Details

Merchant
Shell Service Station
Date
23 Apr 2026
Amount
$93.10
Category
Fuel (Deductible)
Food & Snacks (Non-deductible)
Deductible
Yes (Partial)
AI Confidence 94%
The problem

Tax time should not feel like this.

Glove boxes full of fading petrol receipts. The accountant’s invoice climbing every year. BAS overdue. Subscriptions you forgot you had. We have spoken to enough Australians to know none of it is working as it should.

Lost receipts, lost money

Most Australians lose at least one receipt that would have been deductible every year. Faded petrol slips. Bunnings dockets that went through the wash. Email confirmations buried in three different inboxes.

The annual scramble

30 June arrives. The shoebox comes out. Three weekends disappear into manual receipt sorting before you even get to your accountant. Most people leave deductions on the table just to be done with it.

Data scattered everywhere

Bank statements in one app. Receipts in a folder somewhere. Subscription invoices in email. BAS records in Xero. None of it joined up. Tax time becomes an archaeology project.

You should not need a spreadsheet

The tools that exist either ask you to photograph every receipt or to learn an accounting system. Most people give up. They want the platform to do the work. We agree.

Features

Powerful features for financial clarity.

Everything you need to capture, understand and stay on top of your finances. Built around the work you would rather not do.

Digital Receipts

Every receipt and tax invoice stored permanently. Capture from email, upload, or merchant feeds.

AI Categorisation

Every line item categorised against ATO guidelines. Personal, deductible, GST, all detected automatically.

Tax-Ready Records

Stay organised with deduction-ready data. ATO record-keeping covered for the full five-year window.

Itemised Data

See the milk, the bread, the dog food, not just "Coles $87." Item-level detail across every receipt.

Smart Search

Ask plain-English questions. "What did I spend at petrol stations this year?" Real answers, real data.

Accountant Export

Hand your accountant a clean, pre-categorised dataset, not a shoebox. Desktop access for fine-tuning.

Solutions

Solutions for every financial journey.

Built for individuals, sole traders, accountants, merchants and POS partners. One platform, multiple paths.

Individuals

Take control of your expenses and tax records. Built for everyday Australians who want clarity, not spreadsheets.

Sole Traders

Simplify business expenses and stay BAS-compliant. Item-level detail, automated quarterly prep, accountant-ready.

Accountants

Save time and get better organised client data. Desktop access to review, categorise and prepare lodgements faster.

Merchants

Delight customers with digital receipts. Reduce paper waste, capture loyalty data, integrate at the transaction layer.

POS Partners

Power the future of receipts and financial data. Open APIs, white-label options, share in the transaction layer.

Stronger together. Better outcomes for everyone.

Tax Automation

Tax time, made easier.

Finwell AI helps you capture, categorise and prepare the records you need before tax time arrives. Year-round readiness, BAS pre-collated, accountant-ready.

Identify potential deductions automatically
Separate work and personal expenses
Store supporting evidence for every claim
Generate tax summaries on demand
Export clean, organised reports for your accountant
Tax Summary
FY 2025-2026
$4,892
12.4% vs last year
Jan
Feb
Mar
Apr
May
Jun
Work Expenses$1,850
Vehicle$1,240
Home Office$980
Tools & Equipment$622
Other$200
Ready for
Tax Time
$9.7B
Lost in unclaimed deductions
Australians leave billions behind every year because tracking receipts is too hard. We change that.
99%
Secure and private
Bank-grade encryption, Australian-hosted infrastructure. Your data stays yours, full stop.
10+hrs
Saved every month
Projected time you save not chasing receipts, sorting transactions, or stressing over tax records.
AI
You can trust
Built with accuracy, transparency and ATO-aligned compliance at the core. AI accreditation in progress.
Security & Trust

Your data.
Your control.

Security and privacy built in from day one. Australian-hosted, encrypted end-to-end, designed around the principle that your data stays yours.

Bank-grade encryption
Multi-factor authentication on every account
You control what you share
Aligned with the Australian Privacy Principles
Secure cloud infrastructure
Bank-grade security shield
FAQ

The honest answers.

Why are you asking for survey responses instead of just launching?

Because we are not done building yet. The survey takes 3 minutes and the answers shape what we prioritise. Sole traders get one set of features ranked first. PAYG taxpayers another. We would rather hear from you now than guess and rebuild later.

Does Finwell AI give me financial advice?

No. We organise your spending and report it back. We will tell you what you bought, when, how often, and how it is categorised. We will not tell you what to buy, what to cut, or what to invest in. Decisions stay with you. For advice on your circumstances, see a registered tax agent or licensed financial adviser.

Does it replace my accountant?

No. It makes them faster and cheaper. You hand them a clean, pre-categorised dataset instead of a shoebox. Your accountant gets desktop access to fine-tune categories and prepare your lodgement. They focus on judgement calls, not data entry.

Is it safe? Is my financial data protected?

Yes, and this is not marketing speak. Account setup runs through licensed Australian infrastructure. We never see card numbers. We cannot move money. We receive transaction data only, encrypted in transit and at rest. You can disconnect anytime. You can export or delete everything you have given us, anytime.

What does “item-level” mean?

Bank apps see “Coles, $87.” Finwell AI sees the milk, the bread, the dog food, the chocolate bar that made up that $87. The difference is whether you actually know where the money goes, or just guess.

I do not pay much tax. Is this still for me?

Yes. Plenty of people use Finwell AI just as a budget tool. You get taxable item breakdowns, the AI search bar to ask anything, and one clean record across everything you spend. The day your tax position changes, your history is already there.

When does it actually launch?

Public launch in 2026. Founding members who take the survey get early beta access before then. Take the survey, you are in line.

Is this just for big-city types?

No. Sparky in Geelong, teacher in Cairns, side hustle in Hobart, fishing charter out of Port Douglas. Same platform, same way. Built for any Australian who has to deal with tax, BAS, or just keeping track of where the money goes.